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Which is better: Gasoline or Diesel?

Posted in Gas Prices

It’s well-known that you’ll get more miles-per-gallon from a diesel engine than you will from a gasoline engine. This has to do with their design differences, and the higher energy density contained within a gallon of diesel fuel. However, it takes more raw oil to produce diesel fuel than it does to produce gasoline.

When you consider the relative merits of diesel and gas cars, it’s a good idea to reduce the estimated miles per gallon for the diesel car down by 20 percent. This accounts for the additional maintenance. When you add the extra maintenance costs, you may find you’ll get more bang for your buck from a gasoline vehicle.

The nasty rumors you hear about diesel are true as well - diesel is less refined than gas, or in other terms it’s dirtier. Diesel vehicles also emit more particulate matter and NOx, both of which are serious health hazards and air pollutants. Current diesel engines are more polluting per each mile they are driven than gas engines.

Using biodiesel on the other hand, will improve this situation. If biodiesel is available in your area, you’ll still need to examine whether a diesel is the right vehicle for you.

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When you consider the facts, you have to ask yourself which models you can afford, what is the MPG, will engine be sufficient for you, and the number of passengers the vehicle will accommodate. Then, given your budget, you can go from there.

There are numerous gas and diesel vehicles available, all you have to do is decide which one is right for you. If you research carefully, you’ll have the perfect vehicle for your entire family.

(For more articles on this subject, Click Here)

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Gasoline Prices can Really Hurt Your Bottom Line?

Posted in Gas Prices

Every dollar counts to a small business or entrepreneur. High gas prices can really hurt!

Regardless of what the politicians are telling us, and regardless whether you deliver your products to the client or not the price of fuel is affecting you. It’s affecting your business because it’s affecting the consumer – your consumers.

In a recent survey done by the National Retail Federation they state, “Whether gas prices pose a fiscal or psychological concern consumers are affected regardless of income.”

Some interesting stats show that from the number of adults nationwide16.4% delayed a major purchase such as cars, TV, or furniture. Dining out has been reduced by 25.2%, 31.2% decreased vacation travel plans, 17.3% are spending less on groceries, and 23.7% are spending less on clothing.

That equates to the fact that restaurants, travel agencies, motel/hotels, car dealers, furniture stores, and retail clothing stores are all going to be affected by gas prices. If any one of those listed is the business you’re doing, then your bottom line of profits is definitely affected. The interesting part of all that is that it didn’t matter if those polled were in the $50K+ income bracket or less than $50K, the results were the same.

The only distinction seemed to be that adults in the age bracket of 45-54 years of age had the highest percentages but with the same outcome. For instance of the 25.2% of adults that reduced dining out, 28.6% of them were in that age bracket, and so on down the line. The survey also noted that 70% of the consumers of that age group were impacted by higher gas prices.

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As you might have guessed, when these survey figures were broken down by region the West was higher in all categories than the NE, Mid-West, or Southern regions. Still only 5.7% of us have increased carpooling.

It’s a fact, whether we like it or not, that every penny spent on gasoline is a penny kept from retailers. Looking beyond just the retail industry, what about the service business. The cost of doing business for a repairman is going to increase as the expense for gasoline increases, and ultimately his prices will reflect that increase. It doesn’t matter whether he’s doing electrical, roofing, renovating, plumbing, whatever service drives up to your home is going to cost more in the long run.

Ultimately, as the domino effect goes into play, those who can least afford price increases will be the hardest hit. Seniors and retirees on fixed incomes just have to suck it up and bear the price increases. As the survey pollsters have said income levels didn’t vary results of choices, it still varies the ability to handle the domino effects. If income remains stationery but prices rise, there’s definitely an affect on those with fixed incomes.

For the entrepreneur to overcome the situation it requires some really extreme methods. Following are some tips to keep your expenses down:


  1. Order supplies online, anticipating a price increase, and have them delivered to you.
  2. Research your competitors online and save the gas.
  3. Group doing an errand or two when they’re in the vicinity of a scheduled client meeting.
  4. Do more of your business by mail, email, or on the internet. You can do just about anything from paying a vendor to transferring funds from one bank account to another on the internet, and you don’t use any gas. The only time you have to go to the bank is to make a deposit.
  5. If you conduct business at Trade Shows and have to travel find ways to cut corners. Carpool to the airport with a colleague or even a nearby competitor. (You’re both going to be doing business at the same show anyway.) Perhaps, you can combine two trips with only one return home after the second trip. Perhaps putting an ad in the Trade Show program can save you making a trip. (You could use that plan for the less important trade show.)
  6. Consider whether media advertising for your business would be cheaper than what you’ve been doing in person considering gas prices.

That’s just a few ideas to get those little gray cells working. After all, as an entrepreneur you’ve done marketing on a shoestring before. I’m sure you can come up with at least ten more ideas than I’ve given you. You might also want to check out the web site: http://autos.msn.com/everyday/gasstations.aspx?=(put in your zip code)

Use that site to find the cheapest gas prices in your area.

(For more articles on this subject, Click Here)

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Boosting your Gas Mileage with Hydrogen

Posted in Gas Prices

Gas prices will just go up and up. How do auto makers improve gas efficiency, while still meeting strict emissions standards?

One ideal and promising way to boost the fuel economy of gas engines is to add hydrogen to the fuel/air mixture in the engine. Since hydrogen isn’t available at the local gas station, selling a hydrogen boosted gas engine wasn’t on the list of engines - until now.

Lack of emission
A major cost and environmental advantage to hydrogen boosted gas engines are low amounts of NOx emission gas, which will completely eliminate the need for external NOx emissions control. Currently, NOx emissions control is a major cost problem for diesel engines which use expensive traps to meet the emission standards. Diesel engines particulate emissions that must be collected by a filter that should be changed periodically.

Hydrogen boosted engines on the other hand require neither NOx or particulate control and require only a low cost oxidation catalyst to control very small amounts of exhaust which is formed mostly during the engine starting up and warming up. Additional cuts in emissions control requirements stem from the engine’s ability to use only the clean hydrogen enriched charge during the cold start phase when 90% of emissions are generated in the emission test.

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Cost
The hydrogen boost system is effectively a bolt on technology that can be added to an existing vehicle’s engine compartment. According to those developing the system, the cost of the system is less than half of the added cost for diesel.

The future
Prototype hydrogen boosted engines are now be installed in test SUV vehicles that have sufficient space for the reformer and it’s related system. The start of long term road testing for performance, reliability, and durability information is planned for later on in the year before the system goes further into development.

Four cylinder gasoline engines will likely be the prime candidates for the technology as high gas prices continue to generate competition among the higher fuel economy models that seek MPG leadership.

With gas prices getting higher and higher, hydrogen boosted gas engines offer you the chance to get more miles per gallon and not have to worry about burning up all of your fuel. Instead of having to go out and buy a diesel to conserve fuel, hydrogen boosted units will help you preserve gas.

Is a hydrogen boost unit in your future?

(For more articles on this subject, Click Here)

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Tips for Saving Gasoline

Posted in Gas Prices

Wow! Prices for gas are through the roof! Here’s a few tips (don’t know if they’re any good or not) for saving some of your hard earned money.

First, its always best to purchase your gas either first thing in the morning or late at night. The reason for this is that gas is denser at a cold temperature, so you will be getting more for your money.

Secondly, check your local gas prices to find the best price available. You can check your local gas prices online as well, which will prevent you from wasting gas while driving around to look for the best price.

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By keeping your car well maintained, you can help improve fuel consumption. By simply tuning your car, you can decrease your fuel consumption by up to 20 percent. Also, you should keep your tires properly inflated and aligned. Tires that are under inflated will cause fuel consumption to increase by 6 percent. You should also make sure that you change your oil and air filters on a regular basis as well.

Other tips to keep in mind are to drive by staying in the posted speed limits, as the faster you drive you will use more fuel. Whenever possible you should use overdrive, as this will help fuel and also improve the wear on your engine. You can also combine your errands by making a list of things that you have to do, as the more you cold start your engine, the more fuel you’ll be using.

With prices the way they are, it is great to find ways to save a little money. You need to conserve every drop you can.

(For more articles on this subject, Click Here)

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Carnival of the Life Worth Living, 1st edition

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The difference between great people and everyone else is that great people create their lives actively, while everyone else is created by their lives, passively waiting to see where life takes them next. The difference between the two is the difference between living fully and just existing.
- Michael E. Gerber

Welcome to the 1st edition of the Carnival of the Life Worth Living. I hope this will be a monthly event. What do you think? (Leave a comment, please.)

My new favorite tag line: “Life is a game where you make the rules - so why aren’t you winning?” passed on to me by Meredith Hamilton from expertcommunications.blogspot.com

There were several great submissions! I’m glad I didnt’ offer a prize for the best one - I would have had a tough time of it. There were also some sumissions which I declined to include in the carnival. Those had nothing to do with the theme of the carnival at all.

So now, in no particular order, I present to you, the

Carnival of the Life Worth Living

Dan Taylor presents Five Steps to Peace? posted at The 45-Year Old Six Pack.

Gabriella Kortsch, Ph.D. presents Your Beliefs and Your Health posted at Psychology, Transformation & Freedom

Nadege presents Unlock your potential in three difficult steps (made easy). posted at Clearly Envision.

Ali Hale presents How to Stop Making Excuses and Start Making Changes posted at The Office Diet.

Madeleine Begun Kane presents Possibly Good, Albeit Annoying Advice posted at Mad Kane’s Humor Blog.

woopi clients presents VOLUNTEER PROGRAM posted at Arts and Movie Ramblings.

Mike Remer presents Wish Exercise wasn’t so Hard? | My Path To Fitness Blog posted at My Path To Fitness Blog.

Christine presents two submissions: Wants vs Needs: A Look at Personal Consumption, and Is Marriage Outdated?. Both are posted at Me, My Kid and Life: An American Single Mom Living in France.

Matthew Spears presents I ’should’ heal and grow. posted at Loving Awareness.

gia combs-ramirez presents Your Life’s Purpose posted at The Science of Energy Healing.

parna presents Is daydreaming good for you? posted at Beauty and Personal Grooming.

Rio presents Living Your Best Life posted at Get Financially Fit!.

Rose Walbrugh presents Beliefs of happy people posted at FreeMyMind.Net.

therapydoc presents Separation Anxiety posted at Everyone Needs Therapy.

David B. Bohl presents Life Balance or Life Juggling? posted at Slow Down Fast Today!.

Alvaro Fernandez presents The Power of Mindsight-by Daniel Goleman posted at Brain Fitness.

Terry presents Why Traveling Makes You A Better Person posted at Complete and Creative.

Rich Vosler presents Pruning makes growth for new life and Don’t let your struggles defeat you. Both are posted at Sales Training Tips.

Jenny presents Take Time For Yourself posted at the so called me.

Rebecca Suzanne Dean presents Why Japan, Rebecca? posted at Rebecca Dean.

Chris Guillebeau presents How to Be Unremarkably Average posted at The Art of Nonconformity.

Albert Foong presents The Art of Giving What You Don’t Have » Personal Development - The Urban Monk posted at Urban Monk.

Gary Evans presents Why Won’t The Law of Attraction Work For Me? posted at Good To Feel Good.

Dana presents Unexpected encouragement posted at Principled Discovery.

nicole presents 84 Things To Live By posted at Makeitbetter’s Weblog.

Taylor Coburn presents How Are You Dividing Your Attention? posted at Internet Business at ProcessToProfits.

Semi-Charmed Wife presents Questions That May Help You Find Your Purpose | Semi-Charmed Wife posted at Semi-Charmed Wife.

Bragoo presents We Have To Start Pushing Each Other Up The Ladder posted at Life Improvement Tips For Thin and Small People.

These are submissions that didn’t really fit. I include them here as an honorable mention.

Joshua Seth presents Leap Year Lasik and Life, Love, and Martians… posted at Joshua Seth Blog.

GP presents Montana on my Mind posted at Innstyle Montana- Come on Inn.

Rose Walbrugh presents Depression - Is a new perspective needed? posted at FreeMyMind.Net.

Dave presents Shen’s Scribbles and Thoughts: My Autobiography.. Who Am I? posted at Shen’s Scribbles and Thoughts.

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The Price of Diesel And Gasoline

Posted in Gas Prices

The price of both gasoline and diesel have experienced some drastic changes. Long gone are the days when the price of gas was around a dollar. In those “golden years” there wasn’t the demand for vehicles like there is today.

As the demand for vehicles grew, the demand for fuel grew as well. Other actions and events have played into the equation as well, resulting in the rising costs of fuel. Fuel is something we all need to run our vehicles, as we wouldn’t be able to go anywhere without it.

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As you may know, a majority of the gas we get at local gas stations comes from overseas, primarily the Middle East. Therefore, we have to pay taxes and such on the gas we use, which pays for the gas as well as the shipping. If we got our gas from within the United States, one can’t help but wonder whether or not the prices would indeed be lower.

Diesel on the other hand, has always managed to keep a price lower than gas. Diesel comes from within the United States, so the prices are of course going to be lower. The only problem associated with diesel fuel is locating it, as many gas stations don’t sell it.

Diesel fuel is obviously cheaper to buy than gasoline, although gasoline is in supply more, making it available in more places.

(For more articles on this subject, Click Here)

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Types of Gasoline Engines

Posted in Gas Prices

The gasoline engine is known as an internal combustion engine. It is divided into to classifications, namely, the two-cycle and four-cycle engines. An engine’s cycle consists of one stroke of the piston. Therefore, in a two-cycle engine, there are two stokes of the piston for each power impulse. In a four-cycle engine, there are 4 strokes.

Both classes have their own specific advantages and uses. For automobiles, the four cycle engines is most used. For motor boats on the other hand, the two cycle engine is most often used.

The horse power of gas engines is designated as HP and also brake test HP. The IHP is the theoretical HP, which is found by figuring different formulas, in which the diameter of the bore, length of the stroke in inches, and number of revolutions per minute form the basis for calculation. The results are found by the use of such formulas.

The BTHP on the other hand, is the power the engine actually develops in service, and is considerably less than the IHP. Keep in mind, this depends upon the degree of the mechanical perfection attained in the construction of the same. If both the compression and construction are good, the engine may actually reach 80 - 88% of the intended IHP.

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With gasoline engines, high HP and high RPM ranges are what makes them popular. Gas engines have always been more popular than diesel vehicles, for the simple fact that they can achieve more speed. If speed is what you are after, gasoline vehicles are what you should be looking for. Although they may lack in torque and raw power, they make up for it with speed and tuning options.

(For more articles on this subject, Click Here)

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Getting a Credit Card for Gasoline

Posted in Gas Prices

As gas prices go up, many people wonder how they will afford to buy gas for their vehicles. Most of us don’t have a choice; we have to get from point A to point B, and we will have to buy gas for our vehicles.

If you own two credit cards, changes are that you will use one of them to pay for your gas. Gas credit cards are now starting to shine. There are many individuals who are planning to apply for a gas card. Most cards are either issued by a leading credit card company or by a major retailing gas station.

Along with that, there are some of the gas credit cards that give you a great deal like having discounts on gases such as unleaded, premium, and others. Gas credit cards also give you an assurance to have more approved gas bonus.

If the credit card is approved, the owner of the card will not only save money on gas, but he’ll also get an extra allowance for car equipment and accessories. Gas cards can also help you save a bundle on repairs as well.

Keep in mind that there are some things to consider when you apply for a gas card. When you plan to apply for a card, the conditions should always be known. The benefits of the gas credit cards available should also be studied and researched in order to compare rates, features, and benefits.

As the popularity of gas credit cards continue to increase, so will the offers. Gas cards also offer a positive effect for gasoline retailers as well. The customer will also earn additional incentives as well. If you plan to stick with one brand of gas, this card can generate some of the best rewards.

When looking for the best type of gasoline credit card, the most important thing to do is review the terms and conditions. The present status of the card should also be reviewed in order to avoid a bad credit record.

There are also several gas credit cards that will give you extra rewards and point systems. What this means, is that the card holder can earn cash back on certain purchases. The more points you get, the bigger product you can receive.

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The ideal purpose of applying for gas credit cards is to help eliminate the gas expenses. The credit card should help you to have a deal with gas expenses. Low interest premium cards can be the best if you can maintain the proper balance.

The best thing about gasoline credit cards is the fact that you don’t have to pay for them now and you can just pay later. Just don’t forget to pay the bill, as you could end up getting a bad credit rating.

(For more articles on this subject, Click Here)

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Gas Diesel Hybrid War

Posted in Gas Prices

These days, gasoline prices may be crimping your household budget. You may like to reduce the U.S. dollars that flow to the Middle East for oil, or perhaps you are motivated by your concern for the environment, or even the nagging reality that oil is a depleting resource that shouldn’t be wasted.

Fuel economy
To put it into prospective, the fuel economy are the numbers posted on the window sticker of a new vehicle. Studies have shown that the average driver only receives 75 percent or so of the mileage figures that are on the sticker.

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You can use these numbers to determine the best type of vehicle for your purchase. The numbers will let you know how many MPG your vehicle will get, so you can compare vehicles and then go from there.

Hybrid pricing
The gas electric hybrid vehicles are normally priced higher than non hybrid counterparts, anywhere from a couple of thousand dollars to several thousand dollars.

Hybrids can get a lot of miles per gallon, some averaging around 45 - 55. This is greatfor those who want to save money on gas, as hybrids can go many miles on a full tank of fuel and they come with extended warranties as well.

Diesel efficiency
Diesel powered vehicles are yet another fuel efficient option. Diesels are known for getting extra mileage from every gallon of fuel. They offer much better torque than many gasoline engines. The price differentials they have over gasoline engines are usually much smaller than that of the hybrid.

With plenty of options available, you’re sure to find what you need to help conserve fuel. Before you make a purchase, always remember to shop around and find what’s best for you.

Before buying your next vehicle, shop around to find the solution that best fits your budget. But also remember to find the vehicle with the fuel plan you believe is right for you.

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Money is a tool

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Creative Commons License photo credit: rafachapa

Money. 

It’s been called the root of all evil.  

Money has never really been my friend. We’ve had more of a long-distance relationship. Everytime I wanted to get closer to money, the farther away it seemed to run. :)

As I’ve grown older, I’ve learned more about my relationship with money. I grew up with a misunderstanding about money because my parents didn’t teach me about the importance of saving or investing. I can’t blame them for it, though. They didn’t know how to use money either, so how could they have taught their children?

My family was not dirt poor, but finances were always tight. I look back on my family’s use of money, and I now understand our lack of money was not due to not having any, it was about the attitude we had about money and how we used it.

As soon as money came into our lives, it was spent right away. If somehow there was extra money, we found something to spend it on.

There was never a discussion of saving for the future. Or investing. Investing was something only rich people did because they had extra money to invest.

I’ve now learned that saving and investing is something we must all do if we ever hope to escape the rat race. I’ve learned Money is the tool we use to achieve our goals. Money, itself, should never be the goal.

Read

One way to change your view of money is to read books like The Richest Man in Babylon or Think and Grow Rich or Rich Dad, Poor Dad.

Money is like a seed

Back before there were genetically engineered crops, a farmer would harvest his corn, save some of it for planting the following year, and sell or eat the remaining. If he didn’t save some seeds for the future, he would end up with nothing. He would have to go out to beg, borrow or buy more so he could feed his family. In otherwords, if he didn’t invest some of his corn this year, he couldn’t grow a crop next year.

This is the same lesson we need to know about money. Most of us (at least most of the people I have known) live paycheck to paycheck. They spend everything they make, and save nothing for the future. So they have to continually work, spend, work, spend, work …. You get the idea. But what happens when you can’t work anymore? What then?

The investment-minded worker knows to set aside a portion of his pay for the future. As described in The Richest Man in Babylon, each of your dollars is a soldier you can put to work to earn more soldiers.

One of the best things that happened for my future was investing in a 401k. I didn’t like it at first. It was forced on me by municipal government I worked for after college. They had no retirement plan, so everyone was forced to contribute at least 6% to a 401k. They contributed 3%. I hated it at first. Then as the money began to grow, I saw the wisdom of it. Had they not forced me to save, would I have had anything at all for my future? Probably not.

Financial education is something they don’t teach in school. I belive if every grade had a mandatory class on saving, investing, and business, we would all be better off.

It’s generally accepted that the older you get, the harder it will be to save enough. The Simple Dollar just posted this review of Start Late, Finish Rich that may give hope to those who think it’s too late.

I encourage all of you to think about your financial future. It’s never too soon. As a matter of fact, if the average 18-year-old started a reasonable retirement plan, they could retire as a millionaire without much difficulty. And if they were aggressive about it, they could retire well before the normal retirement age.

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